Inflation affects everyone — but whoever plans wisely does not lose, they gain. Here are 5 savings forms worth knowing in 2026.
1. LTP (home-savings plan)
The home-savings plan is still one of the safest forms. State subsidy and exemption from interest tax are major advantages.
2. Voluntary pension fund
A pension fund gives a tax allowance — you get back 20% of your contributions, up to HUF 150,000 a year, from your tax.
3. Investment funds
Investment funds guarantee nothing — but if they are diversified and long-term, the odds are good.
4. Government bonds
Hungarian government bonds are among the safest investments. The Prémium government bond is especially good — it pays above inflation.
5. Inflation-linked investments
Inflation-linked bonds and funds protect directly against rising prices.
The point: saving is not a luxury — it is a necessity. You can start with as little as HUF 10-20 thousand a month.
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